Active Members

Information and links for active members of the Local Government Pension Scheme, i.e. those members in employment and currently paying in to the scheme.

What kind of scheme is it?

The LGPS is a tax approved, defined benefit occupational pension scheme. It is very secure because the benefits are set out in law.

What do I pay?

Your employer will set out the contribution rate for you based on your actual pensionable pay. In the LGPS there are 9 different contribution banding rates between 5.5% and 12.5%, and they will allocate the appropriate band based on your actual pay.

As a member of the LGPS, your contributions will attract tax relief at the time they are deducted from your pay.

Does my employer contribute?

Your employer pays the balance of the cost of providing your benefits. Every three years an independent review is undertaken to calculate how much they should contribute to the scheme.